FAQ
Who is Addvise Capital?
Addvise Capital is a Professional Business Advisory firm that provides personalized financial advisory for your business regardless of short or long-term financial requirements via business working capital loans, contract / project financing, and bridging loans.
What is the advantage of engaging with Addvise Capital?
Our company was established in 2004. Throughout these years, we have assisted thousands of companies from various industries to plan, restructure, and secure their banking facilities to support and improve their business performance. These valuable years of experience create market knowledge that allows us to grab the best available options and strategize to meet our client’s financial needs in the shortest turnaround time.
What does Addvise Capital do?
- Credit Assessment, Financial Health Checks and Financing Eligibility Checks
- Plan & Advise on your existing financial position and upcoming cash flow requirement
- Strategize and bridge your business with a suitable financial institution
- Preparation of Company Profile & Loan Application Credit Proposal
- Preparation of Cash Flow & Financial Projection Statement
- Negotiate for the best financing structure & package that suits your needs
- Monitor your financial health in line with your business growth and handles your Banking & Financing related enquiries from time to time
- Linking business opportunities between your company and our network of clients
What is the basic eligibility for my company?
Malaysian Registered Company (51% owned by Malaysian),
Sdn Bhd, Partnership, LLP, Sole-Prop.
Business In operation for at least 3 years.
Minimum Revenue of RM1 Million per annum.
No adverse CCRIS/CTOS record.
Sdn Bhd, Partnership, LLP, Sole-Prop.
Business In operation for at least 3 years.
Minimum Revenue of RM1 Million per annum.
No adverse CCRIS/CTOS record.
How much financing is my company entitled for?
The financing entitlement depends on your company’s financial position. This includes revenue, gross profit margin, cash flow, upcoming projected orders, current etc. As your business grows, you will encounter a shortage of working capital to support your business cash flow, and often you might not be eligible for further financing from your existing bank immediately. Hence, this is where Addvise Capital renders our expertise via our vast experience and wide network and market knowledge to ensure seamless working capital support throughout your business growth journey.
What are the financing products and structures available?
- Clean working capital loan: Trade line/OD/Term Loan, up to RM 20 million
- Property: Trade line/OD/Term Loan, up to 200% of Property Value
- Contract Financing: OD/ Trade line/ Invoice Financing, up to 80% of contract value
- Land & Factory Construction + Working Capital: Term Loan for Land Purchase, Construction Cost + Extra OD/ Trade line
My business already has a few ongoing working capital term loans. Can my business apply for OD/ Tradeline?
Yes. Addvise Capital will perform a comprehensive financial health check and provide the necessary advice and plan for your financial needs and link your business with the right financial platforms.
Few Banks have rejected my business loan applications. How can Addvise Capital help?
Addvise Capital will first analyze your business’s financial health and scrutinize the issue or reason for the rejection, then proceed with strategizing and advice on a suitable solution and connect your business needs with the right financial platform. Addvise Capital has over 18 years of market experience and a wide network which your business can leverage to support your business growth.
Which bank loan products suit me most?
Different businesses under different circumstances have different financial needs such as Business Term Loan, Trade Financing, Invoice/ Purchase Order Financing, Contract/Project Financing, and Bridging Loans for Developers. Hence our team of experienced Addvisors will advise on the suitable product to meet your business needs. With that, you can save up your time without going through the time-consuming process to deal with many different bankers and financial institutions and endure the uncomfortable financing application process.
Do I need to pay any fee upfront?
No, there is no upfront fee required.